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This article is for all single individuals who aspire to buy their own flat and climb that adulting ladder without having to wait for a significant other to realise their dream.
We will discuss both eligibility schemes and how they are different in detail a little later. As a single person in Singapore, you have two choices for HDB housing. However, in both cases, you must wait till you are 35 years old unless you are widowed or orphaned. Non-mature estates refer to residential areas that are less than 20 years old. Make sure you check the estate status mature or non-mature at the time of application.
Note that a 2-room Flexi flat is 36 or 45 sqm depending on type 1 or 2. If you need more space, consider buying a resale unit. There are no restrictions on the flat size and the location for singles who want to buy a resale HDB flat in Singapore. Resale HDB flats are suitable for those who want more space or wish to choose their own neighbourhood. Also, there is no monthly household income ceiling for singles. Since resale flats are more expensive, you are limited only by what you can afford!
While HDB offers the most affordable public housing options for Singaporeans, it comes with several prerequisites and criteria. Let us look at the eligibility criteria for buying an HDB flat for singles. Unfortunately, you cannot buy an HDB flat if you are below 35 years old in Singapore. The only exceptions are if you are an orphan, widowed, or a single parent. However, single buyers can purchase a private home or a resale EC. Single individuals who wish to have their own home but are below the minimum age criteria of 35 years can choose either of the two options:.