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But, while cash is also widely accepted , you may be surprised when arriving in this popular country that Mastercard, Visa, and American Express are sometimes not. So, what do the Dutch use, and why are you being left red-faced and unable to pay at the local supermarket? The majority of the Dutch use Maestro, a payment platform owned by Mastercard.
Maestro is a debit card system that is similar to Visa or Mastercard , which most comparable countries use. Credit card transactions cost the owner a lot more than debit card sales, and the Dutch love to save money. Good to know: With Maestro currently in the process of being phased out, this may not be an issue for much longer!
The way different cards talk to credit card machines and the corresponding banks is also a point of trouble. Maestro cards work on a single-message debit system, where when you swipe your card, the money moves from your bank account to the merchant.
What does that mean for you? As a rule of thumb, if the store services a large portion of international customers for example, at tourist locations or similar , they will accept Visa, Mastercard, and sometimes American Express.