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You receive funds when Stripe or your platform makes payouts to your bank account. Payout availability varies depending on your industry and country of operation. When you start processing live payments, Stripe typically schedules your initial payout for days after you successfully receive your first payment. Your first payout might take longer, depending on your industry risk level and country of operation. You can see a comprehensive list of your payouts and the expected dates of deposit into your bank account in the Dashboard.
You can update your account details or add a new bank account using the Payout settings in the Dashboard. To modify your banking information, click the Edit button next to the desired bank account. You have the flexibility to link various types of bank accounts for your Stripe payouts. Supported options include traditional accounts offered by established financial institutions, including checking and savings accounts. Additionally, Stripe lets you use virtual bank accounts such as N26, Revolut, Wise, and others.
While Stripe supports non-standard bank accounts, you might see higher payout failures for these accounts. In most cases, bank accounts must be located in the country where the settlement currency is the official currency. For example, SEK bank accounts must be based in Sweden. Stripe also enables you to settle and pay out to banks in select alternative currencies, or pay out to non-domestic bank accounts in the local currency, for a fee.
To learn more about presenting and settling in alternative currencies, see Alternative currencies. See the following table for the list of supported free currencies per country:. In some countries, Stripe users can add extra bank accounts to enable settlements and payouts in additional currencies. You can add one bank account per supported settlement currency.